Insurance Specialist
Each customer can face a unique set of risks relevant to their circunstances and as a specialist broker we work with a wide range of products and insurance companies to find the solution. Emrose have over 50-years experience as an insurance broker providing friendly but professional and reliable advice to both our individual and commercial clients.
For ALL your Insurance needs
As a broker, we can provide unbiased independent advice and find products and cover to suit individual requirements. We have a strong relationship with all insurers and can provide competitive premiums with access to both major and specialised insurers. We are regulated by the Financial Conduct Authority to make sure that you are treated competently and fairly.
Insurance Services
Cover available on all types of insurance policies including:
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Private Car
Quality products from quality insurers
Car insurance is extremely competitive. We know that you want extensive cover at a competitive price, so that is what we aim to provide, combined with a very high level of customer service when you need it. We do not deal with insurance companies unless we trust that they will provide you with the service you deserve. Also, at renewal we will automatically look to see if we can find you a more competitive car insurance policy with a different company.
We are very good at competing on price. We also have discretion to allow introductory no claims bonus in some circumstances.
As well as car insurance we have lots of experience in providing insurance for many sorts of different vehicles including vans for personal use, cherished or collectors cars, sports cars, and imports. Because we are independent we have tremendous resources for placing so-called "non-standard" risks. In terms of drivers we can also try to place cover for those who may have been turned down elsewhere, for instance to help people who have previously suffered driving bans or who have significant penalties shown on their license.
With some companies we can negotiate special discounts or use schemes that are only available through brokers like ourselves. Our quotes system is fully computerised and enable us to fine tune your quotation for your individual needs.
We can guide you through the maze of car insurance jargon and help you make sure your policy contains the features that you require such as guaranteed or protected no claims bonus, nil excess or low excess, voluntary excess to reduce your premium, windscreen cover, legal expenses cover, a courtesy car, breakdown cover. We'll also help you choose whether to have third party fire and theft or comprehensive cover.
In the event of a claim we will guide you through the process. This does not usually involve completing a claim form any more, as most insurance companies now operate a telephone claim reporting and service line. However, sometimes, insurance companies do not deal with claims as efficiently or as fairly as you feel they ought to. Because we are independent and act for you we are here to intervene if you feel your claim is not being dealt with to your satisfaction, allowing you to fell confidence in our car insurance
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Home Insurance
Buildings and Contents
Home Buildings and Contents
Your home will probably be your most valuable assett, whether you need buildings, contents insurance or a combined policy to include valuable we have a number of schemes which provide extensive cover and at competitive premiums.
Mortgage lenders require you to take out home insurance to cover the cost of rebuilding your home in the event of fire or any other serious damage.
Different people will have different requirements, we are independent insurance brokers which means that we specialise in helping you to determine what your requirements are and finding the best home insurance for you and your requirements.
here are a number of factors that need to be considered when taking out home insurance, such as:
- Are replacements new for old?
- What is the excess?
- What is the cover for accidental damage?
- Is the food in my freezer covered?
- Is my jewellery covered?
Call us today and let us find the right policy for your personal requirements
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Breakdown
Taxi, Car, Van and Motorcycle
Available for Taxi, Car and Motor Cycle.
Our Cabsurance Taxi Breakdown Assistance is a comprehensive breakdown programme which has been designed to give assistance in the event of mechanical problems occurring with the insured vehicle.
Key Benefits
- ROADSIDE - Roadside assistance a quarter of a mile or more away from your home address including a tow for up to 10 miles and taxi fares for up to 20 miles from the breakdown if your taxi cannot be fixed.
- RECOVERY - As per 'roadside' plus recovery for up to 8 people and your taxi to any single destination within the UK.
- AT HOME - As per 'roadside' plus breakdown assistance at your home or within a quarter mile of your home address.
This cover is available for ALL PURPOSE BUILT TAXIS at a cost of only £118 (includes a £10 administration charge).
Private Car Breakdown
We are also able to offer for your private car at a very competetive price. The key benefits are the same as we offer for the taxi breakdown cover. Premiums for cars is £74 (includes a £10 administration charge).
Contact us to arrange cover or if you have any queries.
You can arrange breakdown cover with or without arranging cover on the vehicle but obviously we would love to cover both.
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GAP Insurance
Don't get caught short!
Protect yourself against a financial shortfall
Guaranteed Asset Protection (GAP) Insurance - Combines Finance and Purchase Price Protection
GAP insurance is designed to protect you against a financial shortfall in the event of a total loss due to Fire, Theft, Accident or Accidental Damage.
If your vehicle is written off and you had purchased it from a motor dealer with cash or on a finance agreement, the policy will pay the shortfall between the motor insurance settlement figure and the purchase price of your vehicle or, if greater, the early settlement amount that you owe to your finance company.
If your vehicle is an electric vehicle and the battery is subject to a separate lease/contract hire agreement the policy will pay the shortfall between the motor insurer’s total loss settlement of the battery and the early termination charge that you owe to your lease company.
For further details and a quotation please call us.
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Pedal Cycle
Covers against loss or damage
This policy is designed to provide you with either a repair or the replacement of your bicycle.
Policy cover includes:
- Accidental damage, the policy will pay the repair costs if you bicycle is damaged as a result of an accident
- Theft – if your bicycle is stolen, the policy cover will replace it
- Breakdown - mechanical breakdown outside the manufacturers guarantee period
- Personal accident benefit cover up to £10,000
- Public liability cover up to £1,000,000
For further details and a quotation please call us.
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Decommissioned Taxis
Keeping that loved taxi on the road
Tha majority of insurance companies will only offer cover for personal cars and will not cover decommissioned taxis under a conventional 'car' policy.
With the number of taxis that TfL have decommissioned, there are many taxis drivers that still want to keep their vehicle for private use.
We are able to arrange cover for those who have either de-licensed their taxi or have purchased one and only require social domestic and pleasure use. This cover is arranged through one of our specialist providers.
If you would like us to provide a quotation for your decommissioned taxi then, please call us
Cover Also Available
Commercial
- Commercial Combined
- Commercial Let Property Insurance
- Contractors Insurance
- Cyber Liability
- Employers & Public Liability
- Goods in Transit Insurance
- Home Worker Insurance
- Office & Surgery Cover
- Professional Indemnity Insurance
- Shops & Salons Insurance
Home & Property Insurance
- Adverse claims history
- Bankruptcy
- Convictions
- Declined, refused or cancelled insurance
- Flood risk
- High Networth
- Holiday Home
- Irregular occupancy
- Non Standard Construction
- Non standard occupations
- Residential Let
- Subsidence history / underpinned properties
- Unoccupied homes
Motor Related
- Classic Car
- Commercial Vehicle
- Decommissioned Taxis
- Family Fleet
- Motor Cycle Insurance
- Motor Trade Combined and Road Risks
- Private Hire
About Us
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Our parent company, Specialist Risk Group, is one of the fastest-growing groups of insurance intermediaries in the UK. The Group is split into four business units, providing a bespoke service to our unique markets and clients. Emrose falls under the Specialty Clients division; Specialist Risk Insurance Solutions. The other business units are: Miles Smith – UK Speciality Broking, TUE – International Specialty Broking and SR Underwriting Solutions – Specialty Underwriting.
Being part of the Group allows us to access specialist products and the Lloyd’s of London market through the other business units. This means we can provide our clients with a truly unique service and offer a range of exclusive benefits.
Visit our Group websiteAt Specialist Risk Group, we are governed by our mantra “Difficult. Done Well.”. We specialise in crafting solutions for specialist insurance needs that other companies actively avoid and solve problems for clients that other brokers cannot solve. We take a people first approach that empowers our staff and enables them to respond quickly to clients. Our people are offered valuable learning and development opportunities and ultimately, we aim to create an environment where we enjoy coming to work. We believe this means our people will always provide an outstanding service to our clients.
Our Office
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Bethnal Green
86 Dunbridge Street
Bethnal Green
London, E2 6JG
Tel: 020 8597 2622
OFFICE HOURS
Monday - Friday 9:00 am - 5:00pm
Quality Providers
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